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The financial results achieved by QNB Egypt, the subsidiary of QNB, the largest financial institution in the Middle East and Africa, for the first six months ending June 30, 2025, demonstrate the strong financial position of the group and the success of its strategy, which supports the sustainable growth of its operations in the region. QNB Egypt achieved strong financial performance in the first half of 2025, reflecting the effectiveness of the group's strategy and its ability to maintain its continued success through its international branches and subsidiaries in more than 28 countries and three continents around the world.&"Our continued success is based on solid foundations, supported by our strategic diversification of services across different geographical areas, which enhances our ability to adapt and capitalize on promising opportunities, in line with the strategic objective of the QNB Group to increase its market share in foreign markets. Our business model demonstrates the strength and resilience of the group in facing challenges, thereby enhancing the financial stability and consistent performance of the group, with a focus on sustainable growth and creating long-term value for our customers and investors."&"

On his part, Mr. Mohamed Badir, CEO of QNB Egypt, said:&"The financial indicators for our business performance show a significant increase in growth rates across all business sectors, which enables QNB Egypt to maintain a strong financial position and outstanding performance. These results reflect the strong performance of the QNB Group, confirming our leadership in the Egyptian banking sector and contributing to a larger market share."&"QNB Egypt achieved a consolidated net profit of 15.1 billion Egyptian pounds, an increase of 1.322 billion Egyptian pounds and a growth rate of 10% compared to the same period in 2024. The bank's standalone net profit reached 14.8 billion Egyptian pounds. The loan and credit portfolio increased by 42 billion Egyptian pounds to a total of 407 billion Egyptian pounds, representing a growth of 11% compared to December 2024. Customer deposits reached 700 billion Egyptian pounds at the end of June 2025, an increase of 20 billion Egyptian pounds, and a growth rate of 3% compared to December 2024, driven by growth across all business areas. The total consolidated assets reached 844 billion Egyptian pounds by the end of June 2025, an increase of 24 billion Egyptian pounds compared to December 2024, and a growth rate of 3%. The bank maintained a capital adequacy ratio of 24.3% under optimal credit policies. The non-performing loan ratio reached 5.23% at the end of June 2025, while the loan loss coverage ratio was 107%. These positive results confirm the efficiency and flexibility of QNB Egypt's policies and implementation procedures, which have enabled it to develop its operations, enhance its competitiveness, and strengthen its market share in Egypt through its network of 236 branches, following the recent opening of its new branch in the New Alamein City. Its strong financial performance also reflected in the 11 international awards received from reputable global financial institutions, further affirming its commitment to innovative banking in various sectors, supporting financial inclusion, and sustainable economic development."